How to Transfer Money From Chime to Paypal: So you don’t know how to transfer funds from Chime to your PayPal account? Don’t be concerned! The first step is to cease looking for any tab or option that might be of use to you. Why? Because there is no direct connection between Chime and PayPal. However, there is a way to transfer money from a Chime bank account to a PayPal wallet in an indirect manner. That indirect route is also free, straightforward, and effective.
How to Transfer Money From Chime to Paypal
The first thing to remember is that there is no direct way to transfer monry from Chime to PayPal. As a result, consumers are forced to rely on indirect approaches.
Don’t let this fool you into believing the procedure would be tough or lengthy. Even these are costless, straightforward, and effective!
Before we get started, keep in mind that you can only send money from your Chime Account to PayPal if both accounts have been set up as payment wallets. The money exchange would not be possible otherwise.
The three ways that we shall explore shortly about How to Transfer Money From Chime to Paypal are as follows:
- Add Chime as your bank on PayPal
- Use a Linked Bank Account
- Send Money From your Chime Account to your PayPal Cash Card
Method 1: Add Chime As a Bank On PayPal
If you add Chime as a bank on PayPal, you’ll find easy to implement How to Transfer Money From Chime to Paypal. This would necessitate three simple steps:
- Get the Chime account and routing numbers.
- Add Chime to your PayPal account as a bank.
- Begin the money transfer process.
Let’s have a look at how each of these steps is carried out.
How to Identify Chime Account Number and Routing Number
You’ll need to submit information like your account number and routing number for any type of money transfer.
Bancorp Bank and Stride Bank, N.A. are two of Chime’s partners. As a result, it has a separate account number and routing number.
These details can be found on Chime’s official website or through its mobile app.
If you use the Chime website to get your bank account information, make sure you use the right address.
Once you’ve arrived at the website, enter your login information and then select Move Money.
Choose Settings from the following menu, and both numbers will appear on the screen. Make a note of them or copy them.
Even when using the Chime mobile app, the procedure is similar.
Likewise, you must log in and select Move Money.
Then select Settings and take note of the account and routing numbers.
You can go to the following stage now that you have all of the necessary information.
Add Chime As Bank On PayPal Account
Chime may be added as a bank on PayPal in two ways, similar to acquiring account information.
- You can do so by downloading the PayPal mobile app or visiting the PayPal website.
- Depending on the process you are most familiar with, you can choose any of them.
- When using the PayPal app to add Chime as a bank, you must first download the app to your iOS or Android device.
- Then, using your credentials, open the app and log in.
- Select Bank Accounts and Credit Cards from the Settings menu.
- After that, pick Bank Account by pressing the Add symbol.
- This will take you to their official website, where you will need to input Chime’s account number and routing number in order to add it as a PayPal bank.
- You can add Chime as a PayPal bank by going to the company’s official website.
- To access your account’s settings, simply log in to your account.
- On the left side of the screen, there would be options for Money, Banks, and Cards. Select it by clicking on it.
- In the following page, select Link a New Bank Account and enter all of your Chime information.
- Finally, select Link Your Bank Account to complete the procedure.
- Initiate The Money Transfer
Finally, you may make a money transfer using either the PayPal app or the PayPal website.
Users that rely on the app must first log in and then select PayPal balance.
After that, go to Add Money and pick the Chime account you added as a bank previously.
Tap Add and enter the amount you’d like to send.
You may be asked to confirm the purchase, which you may do by pressing the Continue button. Review and move forward.
The procedure is the same on the website.
You must go to PayPal’s website and log in using your account information.
Then select Transfer and Add Money To Your Balance from the drop-down menu.
On the next screen, select Chime as the bank and click Add.
Confirm the transaction by entering the amount you want to share.
Note that such transactions may take up to 5 business days to complete, but there are no additional charges. Once the transfer is complete, you will receive a confirmation email from PayPal and Chime.
Method 2: Use a Linked Bank Account
Another option is to link PayPal and Chime to the same bank account and use it as a middleman to conduct payments between the two apps.
Customers who do not want to link their Chime and PayPal accounts directly are best served by this method.
Link your Chime account and bank account
- In this scenario, the first step is to link the Chime app to your bank account.
- You must first log in to the app and then select Move Money.
- Then, under Transfers, select your bank by entering the account and routing numbers.
Link your PayPal account and bank account
After that, you’ll need to do the same thing with your PayPal account.
Before you may use this way to send money, you must first add both Chime and PayPal to your linked bank account.
There are two ways to link a PayPal account to a bank account.
- The first is to just log into your account and select Settings from the drop-down menu.
- Then select Link a New Bank Account from the Money, Banks, and Cards menu.
- You’ll be prompted to submit information about your bank account, such as account type, number, and routing number.
- Then go to the next step by tapping on Link Your Bank.
- If you are unable to access PayPal’s website, you can still use its mobile app to complete the same task.
Open the app and enter your login information.
Then select Bank Accounts and Credit Cards from the drop-down menu under Settings.
Select Go To Our Website from the Plus icon.
This will take you to the official website, where you must complete the steps outlined above in order to successfully add PayPal to your list of bank account linked accounts.
Send Money From Chime To Bank Account
You may now send money from Chime to a bank account, which you can then transfer to PayPal.
To initiate a transfer to the externally linked bank, use the Chime app.
You must first pick Move Money, then Transfers. Give your bank account information and confirm the transaction.
Please be aware that Chime does not accept international wire transfers. Instead, the transaction will be processed through an ACH transfer, which will take 3 to 5 days to complete.
Send Money From Bank Account to PayPal
Depending on your needs, you can transfer funds from your Chime account to your PayPal account using the app, internet, or PayPal Cash card once they have been received by the bank.
- To access your PayPal money, log in to the app and click PayPal balance.
- Then tap Add Money and enter your bank account information.
- Select Add and enter the amount to be transferred.
- Continue and go over your information one last time. After that, start the transfer.
- Similarly, go to the PayPal website and log in, then select Transfer.
- Then select Add Money To Your Balance from the Money Tab.
- Click Add after you’ve entered the amount you need to accept from the bank.
- To finalize the transfer, tap Add X Amount once more.
The final option is to pay using a PayPal cash card.
This approach may differ from one bank to the next.
To conduct a money deposit using this technique, simply follow the instructions that appear on the screen.
Method 3: Send Money From Chime Account to PayPal Cash Card
The final option is to utilize your PayPal Cash card to make the money deposit.
You will need to request the card and have it activated online in order to do so. Let’s have a look at how this strategy works.
Request For PayPal Cash Card
Only after your account has been validated can you apply for the card.
To do so, go to the web portal and enter your full name, email address, and contact information.
To complete the account verification, you must either apply for PayPal credit or link a credit card, debit card, or bank account.
Please keep in mind that the PayPal Cash Card can be useful in a variety of ways. Its most obvious benefit is that it would allow you to conduct transactions without restriction.
There are no monthly fees, no minimum balance requirements, and so on. After you’ve validated your account, go to the relevant page on their website and click on Get The Card to request the card.
Then pick Order PayPal Cash Card from the More menu.
Provide a legitimate delivery address and allow at least 10 days for the card to arrive. Hopefully, you will receive the card within this time range.
Activate the Cash Card Online
It would simply take a few minutes to complete this task.
By going to the same website and entering the card’s expiration date, you can activate the card.
Then tap on Activate Card and enter the 4-digit PIN code.
Confirm that the activation process is complete.
Note Down PayPal Cash Card Details
To make the transfer, you must first determine your card routing number and bank account number.
Go to the official website and select Settings from the drop-down menu.
Then tap on Set Up View Direct Deposit, which will provide the necessary details. Take close note of it.
Initiate Money Transfer From Chime To PayPal Cash Card
You can now open the Chime App and log in to your account.
Select Transfers from the Move Money menu.
Provide your Cash Card information as well as the amount you want to share.
All You Need To Know About Chime Mobile App
Chime is much more than a platform for sending money to PayPal or other accounts. Customers have like this mobile payment software so far because of the convenience with which they can open an account and the extensive capabilities it offers.
Furthermore, the Chime app has no minimum balance requirements and an automated savings option, making it a fantastic complement or perhaps a replacement for a traditional bank account.
You should be informed, however, that Chime does not provide international wire transactions. It also has instant transfer costs and does not allow you to form joint accounts.
Summary
We have show three methods of How to Transfer Money From Chime to Paypal.
We must utilize various indirect methods to send money from Chime to PayPal because there is no direct option available.
Although they may appear difficult at first glance, the majority of these actions are simple to follow and quite effective.
If you have any problems following these steps, please let us know in the comments area below. Furthermore, please feel free to share your thoughts on this review and what you’d like to read about next!
Frequently Asked Questions
Find below the FAQs on How to Transfer Money From Chime to Paypal
Is there any limit of Chime to PayPal money transfer?
Chime only allows you to share $2000 per month, thus you can’t send more than that to your PayPal account. If you’re sending money to a linked account, you’re limited to sending $200 per day or $1000 per month.
If you send money from PayPal to Chime, you may be able to share an infinite amount of money as long as your account is validated. The maximum transaction amount is $10,000.
Does Chime charge a fee to make money transfer?
Transfers between Chime accounts are free, however transactions to other foreign accounts are not.
How long will it take for me to send money from Chime to PayPal?
Chime money transfers might take anywhere from 3 to 5 days to process. This is the average time it takes to process a transfer, so there’s no need to be concerned.
Does PayPal charge a fee to make money transfers?
Transfers from PayPal to PayPal are free. When sending money internationally, it charges a fee of 0.3 percent to 2%.