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Capital One Bank Swift Code & Transfer Fees

Capital One Bank Swift code

CAPITAL ONE Bank Swift Code N.A. is NFBKUSF1XXX. Capital One, on the other hand, employs separate SWIFT/BIC codes for the many banking services it provides. Check with your recipient or the bank directly if you’re not sure which code to use.

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What is Capital One Bank Swift Code

Bank Name: Capital One

Swift code: NFBKUSF1XXX

Bank Address: 1680 Capital One drive

City: MCLEAN

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Country: United States

Why do I need Capital One Bank SWIFT code?

You’ll be asked for a BIC/SWIFT code as well as details like the bank address if you’re conducting an overseas transfer to a Capital One bank account or if someone is transferring funds to your Capital One bank account in the United States. Traditional banks, on the other hand, can be slow and expensive when sending money abroad. Wise is a good option for international money transfers because it is quick, affordable, and secure.

What Do the Numbers in a SWIFT Code Mean?

A SWIFT code, often known as a SWIFT number, is a standard format for Business Identifier Codes (BICs) (BIC). They are used by banks and financial organizations around the world to identify themselves. It’s a kind of international bank code or ID that tells you who they are and where they are.

These codes are used to send money between banks, especially for international money transfers and SEPA payments. These codes are also used by banks to communicate with one another.

How are Banks SWIFT Codes Generated?

Bank code A-Z: Four letters that represents the bank. Looks like a short form of the name of the bank.

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Country code A-Z: Two letters representing the banks country

Location code 0-9, A-Z: Two letters/numbers that represents the location of the banks headquarters

Branch code 0-9, A-Z: Three characters to specify the particular banks branch.

Do Capital One Bank SWIFT Code change from branch to branch?

Each Capital One location has its own SWIFT code. The relevant SWIFT codes for your Capital One branch can be found at the official website. If you’re unsure or can’t locate the branch code, you can use the 8-character head office SWIFT code instead, and your payment will still be received.

How do I receive a wire transfer in my Capital One account?

When you receive a wire transfer, the sending bank is solely responsible for the transfer’s execution. They’ll also be your point of contact if you have any questions or concerns. Remember that these instructions only apply to personal bank accounts. Small company and commercial accounts may have different wire transfer procedures.

  • Capital One’s swift code (IBAN): HIBKUS44
  • Capital One’s address: 30 7th Ave South, Saint Cloud, MN 56301
  • Your Capital One bank account and routing numbers.
    • These can be found in the app or on the web under “View Details.” Your account number can be found at the top of your paper statement if you aren’t engaged in digital banking. If you need assistance with your routing number, please call.

Fees for Receiving a Wire Transfer

Fees: The cost of receiving a wire transfer varies depending on the account type. Here’s a guide to give you an idea, but the most up-to-date information may be found by logging into your account and going to the “Wire Money” area under “More Services.” Read our article on how to transfer money from Chime to Paypal

Account typeReceiving fees
Essential Checking
High-Yield Checking
Essential Savings
$15.00
360 Checking
360 Savings
360 Money Market
Performance Savings
Total Control Checking
Confidence Savings
Savings Now
Simply Checking
TEEN MONEY Checking
KSA (Kids Savings Account)
No fee
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Delivery Times: Domestic transfers received by 5 p.m. ET will be deposited and available the next business day. It may take 3–5 business days for international wires to arrive and be placed into your account.

Important Note When Transferring Funds

Always double-check the Capital One Bank SWIFT code with your recipient or bank when sending or receiving money.

If you believe you sent money using the incorrect SWIFT code, you should inform your bank right away. It’s possible that they’ll be able to cancel the transaction. If it’s too late to cancel, you may have to contact the recipient directly and ask for your money back.

Frequently Asked Questions

What are SWIFT codes?

A bank branch is represented by a SWIFT code, which is a set of 8 or 11 numbers. When sending money internationally, you’ll need to use one.

Is a SWIFT code the same for all branches?

Because not every bank branch has a SWIFT code, you can normally use the code for the bank’s headquarters instead.

Do I need an IBAN number as well?

It is dependent on the country to which you are sending money. You’ll always require an IBAN and a SWIFT/BIC code in the Eurozone. Banks in the United States use SWIFT codes rather than IBANs. In New Zealand, it’s the same way.

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