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21st Century Pinnacle Insurance

21st century pinnacle insurance

The 21st Century Pinnacle Insurance Company is situated in Wilmington, Delaware. The company, which was founded in 1997, offers property and liability insurance to its customers. It operates as a subsidiary of 21st Century Insurance Company. The company is managed by the executive management team.

The insurance company 21st Century Pinnacle Insurance Company is based in the United States. Property and casualty insurance is provided by the company. Customers in the United States are served by 21st Century Pinnacle Insurance.

21st Century Pinnacle Insurance Superior Coverage & Quality Service Since 1958

For over 60 years, 21st Century Insurance has taken pleasure in offering exceptional coverage and service to customers while also assisting them in saving money on vehicle insurance. With 24/7 customer service, detailed insurance coverage options, outstanding Farmers claims handling, and helpful ways to save, we’re always looking out for our customers.

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You can anticipate exceptional coverage, service, and a guaranteed dedication to your pleasure whether you’re a new customer or have been with us for years.

Part of the FarmersInsurance Family

21st Century is a proud member of Farmers Insurance Companies, which serves more than 20 million individual policies across all 50 states through the efforts of over 24,000 employees.

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21st Century Pinnacle Insurance Contact Information

Year Founded – 1997
Institution Type: Insurance Company
Primary Office
  • 3 Beaver Valley Road
    Wilmington, DE 19803
    United States
Phone
  • 1-888-535-9410

FAQS on 21st Century Pinnacle Insurance

Claims

How would I contact a representative from 21st Century Insurance if I needed to?

We have representatives available Monday through Saturday during regular office hours for your convenience. Our Interactive Voice Response (IVR) system and website are open 24 hours a day, seven days a week.

How do I go about getting my vehicle inspected for physical damage coverage if I live in a state that requires it?

If you live in one of the four states that require a physical inspection of your car,

What is the procedure for filing a claim in 21st Century Pinnacle Insurance Company?

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To file an auto claim online, go to Submit a Claim or call 1-888-244-6163 to reach our auto claims department. The claims department is available to take your report 24 hours a day, 7 days a week. When a claim is filed, it is submitted to a local adjuster, who will contact you within 48 to 72 hours. Our adjusters will travel to you to assess the damage, and you can have your vehicle repaired at any certified shop of your choice.

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What if I’m harmed and have medical coverage under my policy?

Tell your adjuster that you have medical costs when they call. The adjuster will take care of everything for you.

When I have an accident, may I go to any repair shop?

Yes, you have the option of having your vehicle fixed at a facility of your choice. If you need help choosing a store, we have a list of favorites that we can recommend! We have shops in our Direct Appraisal Program that we believe provide exceptional quality and service to our consumers. In addition to these advantages, any work performed by these establishments is guaranteed for as long as you own the car. We will pay the repair shops immediately, allowing you to drive your car home as soon as the repairs are finished!

Please contact our vehicle claims department at 888-244-6163 for assistance. We can help you further because the claims department is open 24 hours a day, seven days a week.

Coverage

What is the distinction between the “Limited Tort” and “Full Tort” options?

“Limited Tort” Option – Pennsylvania law allows you to choose a type of insurance that restricts your and your family’s ability to seek financial compensation for injuries caused by other drivers. Under this type of insurance, you and other household members covered by the policy may seek reimbursement for all medical and other out-of-pocket expenses, but not for pain and suffering or other nonmonetary damages, unless the injuries sustained fall within the policy’s definition of “serious injury” or one of several other exceptions.

“Full Tort” Option – The rules of the Commonwealth of Pennsylvania also provide you the option of selecting a type of insurance that gives you and your family an unrestricted right to seek financial compensation for injuries caused by other drivers. You and other household members covered by this policy may claim reimbursement for all medical and other out-of-pocket expenditures, as well as financial compensation for pain and suffering and other non-monetary damages as a result of injuries caused by other drivers, under this type of insurance.

Do you provide automotive extended warranty policies?
Automobile extended warranty plans are not presently available from 21st Century Insurance.

Is there a boat insurance policy available from 21st Century Insurance?
Boat insurance is not offered by 21st Century Insurance. We do, however, have agreements with other companies that provide boat insurance. We can help you choose the best firm for your needs. During the hours of 8:30 a.m. to 8:00 p.m., please call our toll-free number (877) 310-5687. Monday through Friday

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Is ATV insurance available from 21st Century Insurance?
ATV insurance is not available from 21st Century Insurance. We do, however, have contacts with other carriers who provide ATV insurance. We can help you choose the best firm for your needs. During the hours of 8:30 a.m. to 8:00 p.m., please call our toll-free number (877) 310-5687. Monday through Friday.

Is 21st Century Insurance a provider of fleet vehicle insurance?
We only write personal auto insurance at 21st Century Insurance, but our partner firm, Farmers, should be able to help with commercial insurance. Call 1-800-FARMERS to learn more about their comprehensive commercial auto policy provisions.

What is Collision Coverage and How Does It Work?

Collision coverage is a car insurance add-on that protects the policyholder’s vehicle in the event of an accident caused by them. Collision insurance is often an add-on to liability or comprehensive coverage for drivers who drive rental automobiles.

When renting a car, you may be required to add collision insurance (rental companies often refer to it as Loss Damage Waiver or a Collision Damage Waiver).

What does it mean to have “Comprehensive Coverage”?
Comprehensive coverage (also known as “Other Than Collision”) is sometimes known as “fire and theft” coverage. Loss to your car caused by something other than an accident is a more fair description. This includes protection from animal strikes, vandalism, riots, floods, wind and hail, as well as fire and theft.

How do I go about getting my vehicle inspected for physical damage coverage if I live in a state that requires it?

To schedule your inspection, please contact Carco at www.carcogroup.com/vehicle_inspections.php.

What is Rental Reimbursement (Extended Transportation Expense Coverage)?
When your vehicle has at least Comprehensive coverage, you can get rental reimbursement. This policy pays $25 per day for up to 30 days (or a maximum of $750) toward the cost of a replacement vehicle if your vehicle is temporarily incapacitated for more than a day due to a covered car accident. There are even higher restrictions of up to $90 each day for up to 30 days, or no daily limit with a maximum of $1500. State-by-state differences exist in terms of coverage and limits. Verify your coverage limits by consulting your Policy Declaration.

Is antique or classic car auto insurance available from 21st Century Insurance?
Foremost underwrites the insurance products for the 21st Century Insurance Classic Auto program

What is Coverage for Bodily Injury Liability?
Protects the insured as the owner or driver of a vehicle against all payments for which the insured becomes legally liable due to bodily injury to a third party. This coverage also covers the costs of legal defense. The first amount is commonly used to limit compensation to a single individual per accident, whereas the second figure is used to limit payments to all persons injured per accident.

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What is Property Damage Liability Coverage, and how does it work?
Similar to Bodily Injury Liability, but only applies to harm you make to another person’s property, such as a car, a fence, or a telephone pole.

In the state of California, what paperwork are required?
The forms that are available are shown below. By clicking on the… you can open a.pdf version of these forms.

Why am I required to purchase Uninsured Motorist coverage?
The name of this policy is deceptive, as it is frequently confused with coverage for the other motorist who is uninsured. This is a bonus advantage for you and anyone else in your vehicle if you are hit by someone who does not have insurance.

What is Underinsured Motorist Coverage, and how does it work?
When a driver is underinsured, underinsured motorist bodily injury coverage compensates for your injuries up to the policy limit.

What is Uninsured Motorist Protection (UMP)?
When the legally liable third party’s limits are insufficient to cover your injuries, Underinsured Motorist Bodily Injury Coverage pays up to the policy amount for your injuries. This insurance isn’t accessible in every state. Property damage caused by an accident with a legally culpable underinsured motorist or “hit and run” driver is covered up to your policy maximum under Underinsured Motorist Property Damage. This coverage is not accessible in all states, comes with a deductible, and is subject to rejection.

What is the 21st Roadside Assistance Program, and how does it work?

You will receive 24-hour roadside assistance at no additional cost.

For each automobile you cover with 21st Century Insurance, the 21st Roadside Assistance program provides towing, lockout service, and much more 24 hours a day.

At no additional cost, every insured vehicle and driver on your policy is instantly protected with the full benefits of this program. Our trained Customer Care Specialists are accessible at (877) 310-5687 if you have any queries about 21st Roadside Assistance.

Please contact the 21st Roadside Assistance service at (800) 439-5587 if you require assistance.

What if I’m harmed and have medical coverage under my policy?
Tell your adjuster that you have medical costs when they call. Everything will be handled by the adjuster. Make sure to include your claim number on all medical invoices you send us. If you need to contact us, please dial 1-888-244-6163 to reach our vehicle claims department. We can help you further because the claims department is open 24 hours a day, seven days a week.

If you have any issues with anything about 21st Century Pinnacle Insurance Company kindly drop your questions in the comments box.

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