About The Drake Insurance Agency
Great insurance has been provided to New York for more than 20 years. Because of the ethos at The Drake Insurance Agency – Real Insurance for Real People – we have strong ties with many of the people we cover. This has been a real value in enabling us to provide consumers a high caliber of service. We’re excited to work with families like yours to safeguard their most precious possessions, including their family, house, automobile, and more.
We can also assist you in developing a plan to meet your financial objectives. We’re honored to collaborate with a business that has provided happy clients with services for more than 70 years. Customers depend on exceptional financial stability and top-notch claims support to help safeguard what is most important to them. Our great financial stability and superior claims handling have earned us an A+ (Superior) rating from AM Best, demonstrating our commitment to upholding our promises. I’m happy to provide high-quality service, strength, and fulfillment.
I know how crucial it is to create a strong foundation for the future and enduring connections with customers since I operate a small company. I’m determined to provide you with the same caliber of service that I want from my own business operations because of this. I want you to feel good about your decisions when you leave my office—confident, knowledgeable, assured, and happy. how you ought to feel.
What makes The Drake Insurance Agency the best option?
For more than 20 years, our group has led the insurance industry. We provide customized insurance plans and work to make the claim procedure as easy and stress-free as we can.
Why are insurance premiums rising?
The cost of insurance rises along with the expense of living in New York. The typical cost of medical expenses, legal costs, and vehicle body repairs in your state also has an impact on policy pricing.
Your behaviors may also have an impact on your payment. Your prices could increase, for instance, if you add a new car or driver to your insurance.
How much protection do I require?
Your life insurance should, on average, cover 5 to 10 times your yearly earnings. In addition to your income, additional factors that might impact the amount of coverage include previous debts, mortgage payments, burial expenses, and last medical expenditures.
There is no one-size-fits-all insurance coverage. The Drake Agency will consider your family’s current and future financial requirements when determining the best kind of coverage for you.
Describe the deductible.
The agreed-upon sum that the policyholder must pay out of pocket for an insurance claim before the coverage kicks in is known as a deductible. It is determined by the terms of your insurance and may either be a set sum of money or a portion of the entire amount of coverage.
For instance, you would be responsible for paying the first $500 of your loss before we would pay the remaining $4,500 if your policy had a $500 deductible and your claim was for $5,000.
Will my accident lead my insurance premiums to increase?
No, not always. If you are found to be at blame for the accident, your driving record, the cost and severity of the claim, and other variables may all affect whether your insurance premium rises following it.
In the case of an accident, we do provide accident forgiveness programs to keep your rates the same. And yes, even if you are determined to be at fault, you still have this advantage.
What should you do as soon as a car accident?
You should call the police as soon as possible. An officer may make sure that first assistance is given or that oil spills and flames are put out by emergency services. A police record may be useful when submitting your claim.
Why do I need insurance?
While accidents and calamities are unavoidable, being insurance can help you minimize your risks and keep your finances in tact. With insurance, you and your family may plan for any eventuality—such as accident, sickness, retirement, property damage, or even death—that may arise in the future.
How can I submit a claim for insurance?
To begin, report the accident to the appropriate authorities. Then, as soon as it’s safe to do so, get in touch with your insurance agent. To ensure the claim progresses fast, we’ll assist you through the subsequent procedures and ask for thorough paperwork.