How Much Does an MRI Cost Without Insurance in 2023?

MRI Cost Without Insurance

How Much Does an MRI Cost Without Insurance? This would be an important question for you especially if you don’t have health insurance.


Magnetic Resonance Imaging, also known as MRI can be used to diagnose concerns ranging from chronic diseases to traumatic occurrences in practically every section of the body. Due to several varied expenses of the procedure, an MRI might cost anywhere from $375 to $2,850. The cost of an MRI varies based on the location, institution, body area, and status of insurance.

Without insurance, MRIs can be quite costly. Preventative care is one of the most effective approaches to avoid the onset of chronic illnesses and diseases later in life.


MRI Cost Without Insurance

MRI Cost Without Insurance in the United States normally range from $375 to $2,850, with a national average of $1,325. The average costs in comparison to national averages, as well as the total target fair price, are listed below.

  • National Average: $1,325
  • National Range: $375-$2,850
  • Target Fair Price: $750

MRI Cost Without Insurance by City

The normal range of an endoscopic procedure is broken down per city in the United States.

LocationPrice Range
Atlanta, GA MRI Cost Average$550 – $1,400
Chicago, IL MRI Cost Average$575 – $1,500
Miami, FL MRI Cost Average $550 – $1,450
Dallas, TX MRI Cost Average$500 – $1,300
Los Angeles, CA MRI Cost Average $460 – $1,200
Houston, TX MRI Cost Average $525 – $1,400
Phoenix, AZ MRI Cost Average$525 – $1,350
Philadelphia, PA MRI Cost Average$575 – $1,500
New York, NY MRI Cost Average$625 – $1,600
Washington, DC MRI Cost Average$550 – $1,400

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National Average for MRI Cost Without insurance by Procedure

The cost of an MRI varies depending on the city and the site of the body you are having the MRI done. The table below shows the national averages for MRI cost without insurance by the procedure.

Procedure DescriptionPrice Range
General MRI $400 - $5,700
Brain MRI$1,600 - $8,400
Neck MRI$500 - $11,800
Chest MRI$500 - $7,900
Breast MRI$500 - $10,300
Abdominal MRI$1,600 - $7,600
Cervical Spine MRI$1,400 - $7,600
Pelvic MRI$500 - $7,900
Upper Extremity MRI (shoulder, arm, wrist, hand)$1,050 - $7,000
Lower Extremity MRI (foot, ankle, leg, hip)$975 - $6,300
Head MRI$410 - $6,100
Cardiac MRI$430 - $6,500
Bone MRI$410 - $2,100

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Factors that Influence the Cost of MRI

The cost of your medical treatments is influenced by a variety of factors. The cost of an MRI procedure varies based on where the MRI is performed on your body. The facility setting, whether you have insurance, and your location are all factors that determine the cost of an MRI.


As previously said, the location of your surgery can affect the cost. Inpatient facilities, such as hospitals, charge more for MRIs than outpatient clinics. Inpatient operations are frequently more expensive since these institutions have higher operating costs and may require additional supplies and services due to lengthier stays.

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Insurance Status

Because MRIs are considered diagnostic tests, they are usually reimbursed by insurance, but only when the treatment is judged medically essential. As expected there is big difference between MRI cost without insurance and with insurance. However, if your deductible has been reached, the copay should be covered.


The cost of an MRI procedure might be influenced by where you reside. The number of facilities available will be determined by the region, state, and city where you live. If you live in a more rural area, you may have fewer MRI options, which will raise your rates. You are more likely to find lower-cost solutions in a place with multiple facilities and providers to pick from.

Open MRI vs closed MRI

A closed MRI is a diagnostic imaging system that produces high-quality images of deep organ tissue quickly and accurately. During the operation, the patient is asked to remain still inside the scanner. The patient may have claustrophobic symptoms as a result of the machine’s small size and strong noise.

An open MRI is a diagnostic imaging machine that produces images with less quality than a closed MRI but with a lot of information. It allows the patient to be in any posture other than lying down, and it allows the technicians to move the machine during the treatment. In addition, open MRIs may take longer than closed MRIs. They do, however, produce significantly less noise.

Open MRI vs Closed MRI cost

MRI cost without insurance for an open MRI is usually comparable to the cost of a closed MRI. The cost of an MRI often varies depending on the region and type of health insurance used. MRI scan costs with insurance are less expensive; nonetheless, MRI prices fluctuate, thus asking how much does an MRI scan cost in one region will almost always result in a different answer in another.

FAQs on MRI Cost Without Insurance

To assist you better understand what MRI is all about, we’ve answered a few frequently asked questions below.

What is an MRI?

A magnetic resonance imaging (MRI) machine is a big, tube-shaped magnet that creates comprehensive images of your organs and tissues using a magnetic field and computer-generated radio waves. These machines can also create 3D images that may be viewed from various angles. Patients will lie down within the MRI tube during this treatment.

What is a Standup MRI?

A stand-up MRI is an MRI that is performed while you are standing up. It allows the doctor to see any stress in your body that is only visible while you are upright. By exposing the patient’s head throughout the process, it also makes them feel more at peace.

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Why and when do doctors recommend MRI?

Doctors use MRIs to diagnose several issues within the body, according to the Mayo Clinic. As seen in the table above, charges vary based on the location of the procedure and the requirement for diagnostics. Because MRIs can detect issues throughout the body, the following is a list of typical diagnoses for various procedures:

  • Brain and Spinal Cord: Aneurysms, eye and ear diseases, multiple sclerosis, stroke, tumors, and traumatic brain injury are all conditions that affect the brain and spinal cord.
  • Heart and blood vessels: the size and function of heart chambers, the level of damage caused by heart attacks or heart disease, blood vessel inflammation or obstructions, and aortic structural abnormalities
  • Bones and joints: traumatic or repetitive use joint abnormalities, spinal disc abnormalities, bone infections, bone, and soft tissue malignancies.

Another sort of MRI is a functional MRI of the brain, which is used to look at the anatomy of the brain to see where key functions take place. By seeing the language and movement control regions within the brain, fMRI can discover and assess damage from injury or illnesses such as Alzheimer’s disease.

How much is the copay for an MRI?

Magnetic resonance imaging (MRI) creates images of the body using a high magnetic field and radio waves. Anomalies, contaminations, wounds, cancers, and other clinical concerns are all detected with MRI images. An MRI can sometimes produce images that are even clearer than an X-ray or CT scan. When regarded therapeutically necessary, most MRIs are usually covered by health insurance. If deductibles are reached, typical out-of-pocket expenses include copays of $20-$100 for the doctor’s appointment and the complete procedure.

What should I expect during an MRI?

You will be requested to change into a gown before entering the MRI machine to eliminate the potential of an external object, such as metal jewelry, interfering with the magnetic imaging. Jewelry, metal hair clips, watches, eyeglasses, hearing aids, underwire bras, and any cosmetics containing metal particles, for example, would be asked to be removed. TO IMPROVE THE MRI IMAGES, your MRI technologist may recommend a contrasting chemical, such as gadolinium, injected into a vein.

You will lie down on an open and moveable end of the MRI tube during the test, then be slid into the machine. You’re usually wearing headphones and a microphone, while the techie keeps an eye on them from another room to ensure their safety.

If you are worried in small spaces frequently, you may be prescribed medicine to help you feel less anxious, although most people can cope without it. If you’re sedated for claustrophobia, make sure you have someone to transport you home when you’re finished. These procedures are painless and usually last 15 to 1 hour, however, you should anticipate remaining motionless so that the imaging resolution is not impacted.

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You may be asked to execute various tasks depending on the MRI, such as in an fMRI to pinpoint the areas of the brain directing the action. Unless your doctor tells you differently, you can resume your normal activities once the procedure is over.

Are there any risks associated with getting an MRI?

When exposed to iron-containing substances in your body, both internally and externally, the MRI machine’s powerful magnets can pose a safety risk. You’ll find out if you’re eligible for an MRI by filling out a short questionnaire about your medical history. The following items may provide a health risk during the procedure:

  • External or implanted medication pumps
  • Cochlear implants
  • Neurostimulation systems
  • Catheters with any metal components
  • Cardiac pacemakers or implantable defibrillators (ICDs)
  • Vascular clips
  • Bullets or other fragments
  • Metallic foreign body close to or within your eye

Dr. Ben E. Paxton, a diagnostic radiologist, recommends removing your credit card and leaving it outside the room. Because credit cards are magnetically encoded, the huge magnet of an MRI can readily damage information stored.

If you have any of these items, you should consult your doctor before proceeding with the treatment. Because some types of cardiac pacemakers, cochlear implants, medicine pumps, and neurostimulation devices are safe, you should tell your MRI technologist about them.

Why Is An MRI So Expensive?

In clinics and hospitals, MRI machines are complex, innovative, and expensive pieces of equipment. The high cost of an MRI scan is due to the high cost of MRI equipment, which costs more than $1 million on average. Other costs, such as the cost of the gadolinium contrast agent, medical staff, and other administrative fees, affect the cost of the scan in addition to the machine.

Who should avoid getting an MRI?

Metal implant devices, staples, and some tattoos with metal ink, as noted above, may necessitate a different test. Gadolinium contrast may be used in patients with kidney issues, according to Dr. Paxton. In persons with kidney illness, the dye can produce nephrogenic fibrosis, which is the thickening and hardening of tissue on the skin and joints.

Dr. Paxton also advises women who are pregnant to avoid MRIs during the first trimester because the organs and tissues are still developing. While MRIs do not harm the developing fetus, they do boost the body’s temperature.


MRI cost without insurance varies depending on the location, facility, and location of the imaging on the body. If you have insurance, you will be asked to meet your deductible before your insurer begins to pay. Otherwise, you’ll have to pay for it yourself. A neck MRI or even a chest MRI can cost upwards of $10,000, although the national average range for similar procedures is $375 to $2,850.


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